JOINS THE FIGHT TO PREVENT ELDER FINANCIAL ABUSE
GETTYSBURG, PA, June 14 --- To spotlight June 15 as "Elder
Abuse Awareness Day", ACNB Bank has tips on how senior
citizens can protect themselves from elder financial
According to the U.S. Department of Health and Human
Services, seniors throughout the United States lose an
estimated $2.6 billion or more annually due to elder
financial abuse and exploitation.
"Senior citizens are valued members of our community. Like
all members of our community, they deserve to feel safe,"
explained Helen A. Jahn, Vice President & Corporate
Relations Officer. "They can steer clear of financial abuse
by being alert to the signs and knowing who to turn to for
Below are tips to avoid elder financial abuse and to keep
your money safe:
Never provide your Social Security number, account
numbers, or other personal financial information over the
phone unless you initiated the call.
Don't open emails from unknown sources, and beware of
any notice claiming you have won a lottery. Most likely,
Shred receipts, bank statements, and unused credit card
offers before you throw them away.
Review your monthly accounts regularly for any
unauthorized transactions. If you find any unauthorized
transactions, report them immediately to your bank.
Report lost or stolen checks immediately.
Order copies of your credit report once a year to ensure
accuracy. You can get it free by visiting
www.AnnualCreditReport.com or calling toll free
Lock up your checkbook, account statements, and other
sensitive information when others will be in your home.
Do business with companies you know are reputable, or
first check their references and credentials. Beware of
any home improvement contractor that comes to your door
or tries to sell you services over the phone.
if a stranger needs to send you payment for something,
insist on a check for the exact amount. Never accept a
check for more and wire the difference back.
Never let someone pressure you into agreeing to loan
terms before you've had a chance to review them in
writing with a trusted advisor.
Report any unusual account inquiries you receive, whether
by phone or email, to your bank, who will assist you with
taking measures to protect your account.
Carefully choose trustworthy people to act as your agent
in all estate planning matters.
Talk to your local banker about any financial needs,
concerns or questions.
ACNB Bank is the wholly-owned subsidiary of ACNB
Corporation, a financial holding company headquartered in
Gettysburg, PA. Originally founded in 1857, ACNB Bank
serves its marketplace via a network of 19 retail banking
offices located throughout Adams County, PA, as well as in
Dillsburg, Hanover and Spring Grove, York County, PA, and
in Newville, Cumberland County, PA. In addition, the Bank
operates loan offices in Hanover, York County, and
Chambersburg, Franklin County, PA. ACNB Corporation also
has Russell Insurance Group, Inc. as its insurance
subsidiary. Russell Insurance Group, Inc. offers a broad
range of commercial and personal insurance lines with
licenses in 36 states, including Pennsylvania and Maryland,
through offices in Westminster, Carroll County, and
Germantown, Montgomery County, MD. On March 31, 2012, total
assets of ACNB Corporation were $1.0 billion.